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SA Stamp Duty Calculator

Calculate stamp duty in South Australia. SA has no specific first home buyer stamp duty exemption — check the First Home Owner Grant instead.

Data stays on your deviceATO sourced data

Calculate stamp duty for property purchases in South Australia. SA does not offer a specific first home buyer stamp duty exemption, but the First Home Owner Grant may offset costs.

  • SA has no dedicated first home buyer stamp duty exemption
  • The $15,000 First Home Owner Grant applies to new homes under $650,000
  • Foreign buyer surcharge is 7%
  • Stamp duty is due at settlement or within 60 days of contract

Disclaimer

This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available ATO data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.

Frequently Asked Questions

How much is stamp duty on a $600,000 property in SA?
On a $600,000 property in South Australia, a standard buyer pays approximately $26,830 in stamp duty. SA's rates are moderate compared to other states. Unlike most other states, SA does not offer a specific first home buyer stamp duty exemption, so first home buyers pay the same rate as other purchasers.
Do first home buyers pay stamp duty in SA?
Yes, first home buyers in South Australia pay the same stamp duty rates as all other buyers — SA is one of the few states with no dedicated first home buyer stamp duty exemption or concession. However, eligible first home buyers can access the $15,000 First Home Owner Grant for new homes valued under $650,000, which can partially offset stamp duty costs.
What is the foreign buyer surcharge in SA?
Foreign buyers in South Australia pay an additional 7% surcharge on residential property purchases. On a $500,000 property, this adds $35,000 on top of standard stamp duty. The surcharge applies to foreign nationals, temporary residents, and foreign companies purchasing residential property in SA.
When is stamp duty due in SA?
In South Australia, stamp duty must be paid at settlement or within 60 days of the contract becoming unconditional. Your conveyancer or solicitor will typically arrange the payment to RevenueSA as part of the settlement process. Late payment attracts interest and penalties. The duty must be paid before the transfer of land can be registered.
Is stamp duty tax deductible in SA?
Stamp duty on your home is not directly tax deductible in SA (or any state). For investment properties, stamp duty is added to the cost base of the property for CGT purposes, reducing the taxable capital gain when you sell. It cannot be claimed as an annual deduction against rental income. This is a federal tax rule that applies identically across all states and territories.

What is SA Stamp Duty?

Stamp duty in South Australia is a state tax on property transfers. SA is notable for being one of the few states that does not offer a specific first home buyer stamp duty exemption or concession.

How this calculator works

This calculator applies the current RevenueSA stamp duty rates to your property purchase price. Rates range from 1.0% for properties up to $12,000, progressively increasing to 5.5% for properties over $500,000. Unlike most other states, SA does not provide a stamp duty exemption for first home buyers — all buyers pay the same rates. First home buyers should instead consider the $15,000 First Home Owner Grant (for new homes under $650,000). The foreign buyer surcharge of 7% is added for overseas purchasers.

All calculations are performed in your browser — your data never leaves your device. Results are for general guidance only and should not be considered professional financial advice.

Built and maintained by Konstantin Iakovlev. Data sourced from the ATO and official Australian government sources.

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