DASP Calculator (Departing Australia Super)
Calculate your Departing Australia Superannuation Payment for working holiday visa (65% withholding) or other temporary visas (35%/45%).
Disclaimer
This calculator provides estimates for general information purposes only. Results should not be relied upon as professional financial, tax, or legal advice. Tax rates and thresholds are based on publicly available ATO data and may change. Always consult a qualified tax agent or financial adviser for advice specific to your circumstances.
Frequently Asked Questions
Who can claim DASP?
Why is the WHM rate 65%?
How do I apply for DASP?
What if my super is held by the ATO?
What is DASP?
The Departing Australia Superannuation Payment (DASP) is the only legal way for temporary visa holders to access their Australian super after they permanently leave the country. It triggers a withholding tax: 65% for working holiday makers (visa 417/462), 35% (taxed element) and 45% (untaxed element) for other temporary visa holders.
How this calculator works
Select your visa type (WHM or other temporary), then enter the components of your super: taxed element (most common — SG contributions plus earnings already taxed at 15% in the fund), untaxed element (rare — public sector or constitutionally protected funds), and tax-free component (any after-tax non-concessional contributions you made). The calculator applies the correct withholding rate and shows your net DASP payment.
Eligibility for DASP
You can claim DASP if: (1) you accumulated super while in Australia on a temporary visa (visa subclass other than 405 or 410), (2) your visa has expired or been cancelled, AND (3) you have permanently left Australia. Australian and New Zealand citizens, and Australian permanent residents, are NOT eligible — their super stays under standard rules until preservation age.
Why WHMs Pay 65%
Effective 1 July 2017, the government applied a 65% withholding rate to DASP for visa subclass 417 (Working Holiday) and 462 (Work and Holiday) holders. The policy aim was to discourage backpackers from over-claiming Super Guarantee. The 65% applies to BOTH the taxed and untaxed elements; only the tax-free component (after-tax contributions you made yourself) escapes the rate.
Standard Rates for Other Visa Holders
Other temporary visa holders (e.g. student visa 500, temporary skill shortage visa 482) pay: 35% on the taxed element (SG + earnings), 45% on the untaxed element (rare — only applies if you had public sector super), 0% on the tax-free component (after-tax contributions). Most temporary workers only have a taxed element, so effective rate is usually 35%.
How to Claim
Use the ATO online DASP application system at ato.gov.au/dasp. Free to use. You'll need: TFN, visa details, super fund(s) details, and a destination bank account. Most claims process within 28 days. Some funds offer paper claim forms (slower). You can claim DASP from multiple funds in one application.
If You Don't Claim Within 6 Months
Super not claimed within 6 months of becoming eligible may be transferred from your fund to the ATO as Unclaimed Super Money (USM). You can still claim it via the ATO indefinitely — but the 65%/35% withholding still applies. Tip: claim while your fund still holds the money (faster processing) rather than waiting.
Updated for the 2025-26 financial year (1 July 2025 to 30 June 2026).
Official Sources
All calculations are performed in your browser — your data never leaves your device. Results are for general guidance only and should not be considered professional financial advice.
Built and maintained by Konstantin Iakovlev. Data sourced from the ATO and official Australian government sources.